Posted on Dec 4, 2020

Pilot Insurance Agency

Tips on How to Save on Homeowners Insurance:

1. Bundle your insurance policies:
You may have insurance from more than one provider. For example, your auto insurance may be with the same company you’ve been insured with since you were a young adult and your life insurance is with the insurer your employer uses. Bundling your insurance products by using one insurance company for all your insurance needs could save you significant money, as most insurers will give you a multi-policy discount on all your policies to reward your loyalty.

2. Improve your credit score:
Unless your home is in the state of California, Maryland or Massachusetts, where insurance companies are prohibited from using a homeowner’s FICO to determine premium price, a low credit score could mean you’re paying a higher monthly premium.

3. Get an agent:
An agent is not only someone who helps you select insurance, but also helps you file a claim and help get damages fixed with local contractors. Depending on your agent, they might get paid a commission based on the type of coverage you buy.

4. Check your coverage:
Looking for even more ways to learn how to lower home insurance? Take a closer look at what you’re paying for. There are some parts of your home insurance that you’re required to have.

Talk with one of our agents today to make sure you have the proper coverage!
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